HDFC Bank Rupay Credit Card

HDFC Bank Rupay Credit Card

Cashback,Rewards

GET HDFC Bank RuPay Credit Card, You can now Enable Credit Card Payments on UPI apps. Get exclusive cashpoints on groceries, dining, utility & other spends

Rs.99 + GST

Annual Fee

Rs.99 + GST

Joining Fee

Features

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3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions.

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2% Cashpoints on Utility spends

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1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments)

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Eligibility

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AGE-Applicant must be minimum 18yrs & maximum 70yrs

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OCCUPATION-self-employed or salaried person

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SALARY-Minumum Rs.25,000 per month

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RESISDENT: Applicant must be resident of india AGE-minimum 18 & maximum 70

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OCCUPATION-self-employed or salaried person

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SALARY-Minumum Rs.25,000 per month

Welcome Offer

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NA

Features

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3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions.

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2% Cashpoints on Utility spends

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1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments)

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Eligibility

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AGE-Applicant must be minimum 18yrs & maximum 70yrs

check-image

OCCUPATION-self-employed or salaried person

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SALARY-Minumum Rs.25,000 per month

check-image

RESISDENT: Applicant must be resident of india AGE-minimum 18 & maximum 70

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OCCUPATION-self-employed or salaried person

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SALARY-Minumum Rs.25,000 per month

Terms & Conditions

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CashPoints are an exclusive Rewards metric system created for our Credit Cardholders. CashPoints can be utilized towards CashBack redemption against the statement at the rate of 1 CashPoint = Rs 0.25 for HDFC Bank UPI RuPay Credit Card

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The Cardholder can earn up to 500 CashPoints under this feature in a calendar month

Bank NEO Credit Card

The Axis Bank Neo Credit Card, one of the best Axis Bank credit cards in India, is an ideal companion for millennials and influencers who have a penchant for shopping. This entry-level credit card, priced at a modest joining fee of INR 250, is a treasure trove of discounts, cash-back offers, and reward points, primarily focused on shopping benefits. The welcome package itself outdoes the joining fee, presenting you with an Amazon gift voucher and complimentary memberships to Zomato Pro and Blinkit, among other exciting benefits. Regular spending on the card lets you accumulate EDGE reward points, and shopping from partner brands such as Zomato, Myntra, Amazon Pay, and 1mg can fetch you exclusive discounts. Entertainment perks include buying one ticket and getting 10% off on the next with a maximum capping of INR 100 monthly. The Neo credit card also alleviates your travel expenses with a 1% fuel surcharge waiver and offers a slew of other benefits, making it a well-rounded package. Explore the power of Neo and redefine your shopping and entertainment experience!

Features & Benefits of Credit Card

The AXIS NEO Credit Card is a blend of versatility and convenience. Designed for the contemporary user, this is one of the best credit cards in India and boasts an array of features catering to various preferences, ensuring that every cardholder experiences the best in financial flexibility and premium benefits.

Pros

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No annual fee. Lifetime Free Credit Card

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Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum)

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Forex Markup at 3.5% for all international transactions

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Forex Markup at 3.5% for all international transactions

Cons

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No annual fee. Lifetime Free Credit Card

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Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum)

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Forex Markup at 3.5% for all international transactions

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Forex Markup at 3.5% for all international transactions

FAQ'S

Credit card is a digital alternative to cash-based transactions. This is simply a plastic card issued by bank and financial institutions, which allows the consumer to withdraw advance cash or make a purchase on credit.

Debit card allows a consumer to withdraw or spend their own money from the bank account while in case of a credit card any money withdrawn or spent is a loan amount granted for a stipulated time by a bank or financial institution. If you want to look for top 10 credit cards in India, you can just log on to Creditkaro.com and go to the blogs section, we have some serious recommendations.

Co-branded credit cards are the ones which feature a merchant’s name and logo as a co-promoter of the card. These cards may include rewards and cashback offers from the co-promoter. You can visit our credit card page and find some mind-blowing offers on credit card online; we also offer free credit score check for all our users.

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